News & Insights

The rand has strengthened through R16 to the US dollar for the first time since June 2022. After appreciating by around 14 percent in 2025, it is already more than 3 percent stronger again in 2026.

The MSCI Emerging Markets Index has pushed to fresh highs, rising around 0.7% on the latest session and extending its advance to a fourth consecutive week.

The rand continues to hold firm against major currencies, supported by a stabilising global backdrop and improving local sentiment. Since late July, EUR/ZAR has moved from around 21.1 to 20.0, and USD/ZAR from 18.3 to 17.2 — a gain of roughly 5–6 percent for the rand. The global policy story is key. The Federal Reserve delivered two rate cuts in September and October, lowering the effective funds rate from 4.33% to 3.87%, and is now expected to pause through early 2026. Marke

China’s post-Covid recovery has fallen short of expectations, with economic performance consistently lagging behind forecasts. This has led to mounting global expectations for bold action from Beijing. But what’s behind this slowdown, and which steps should policymakers consider to bring growth back on track?

In a world filled with financial uncertainties, the pursuit of financial freedom has never been more crucial. We all aspire to live a life unburdened by financial worries, one where our choices are not limited by our bank account balances.

Life is filled with unexpected twists and turns, and sometimes we find ourselves in situations that demand quick and effective solutions. Short-term insurance emerges as a valuable ally in such times, offering the protection needed without a long-term commitment.