We protect all aspects of our lives: our families, our assets and our prized possessions but, unlike wealth, life is short therefore it is also important to consider what happens next. Life insurance, in all its varied forms, is quite simply a method for handling financial risk in the event of death. Instead of trying to amass a sizeable emergency fund – a task that may be difficult to achieve – life insurance can help create a fund for your family in the event of your death, thus protecting the memory of your life in your loved ones. Life insurance proceeds may be used to help pay off a mortgage, fund a child’s education or cover other liabilities. It is also an important feature of many business arrangements.

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